Borrowing Capacity

Understanding your borrowing capacity

The amount you can borrow versus what you should borrow Understanding your borrowing capacity is a key element in taking out a loan. And the amount you can borrow and

The First Home Super Saver Scheme

First Home Buyer Case Study

How we helped James and Lisa into their first home Buying a home may well be the most expensive and important purchase some people ever make – and for a

First Home Buyer – Impact of stamp duty concessions

Buying a first home isn’t an easy endeavour and brings with it many challenges. Saving a deposit is the main impediment, followed by stamp duty costs and in more recent

Depreciation schedule

NSW State Government announces housing affordability package

The NSW government has announced a series of housing affordability initiatives designed to assist first home buyers enter the market including stamp duty relief and taxing foreign investors. The measures

First Home Buyer

In Focus | The First Home Super Saver Scheme

One of Scott Morrisons key budget measures was The First Home Super Saver Scheme – that enables individuals from 1 July 2018 to apply to withdraw voluntary contributions made to

You’ve won the auction – what happens next?

Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to do. Sale contract and deposit There’s no cooling-off period when you

Depreciation schedule

Practical ways borrowers can save on their mortgage

Borrowers often get their mortgage in place and get busy with life again! However with just a few easy steps – and mortgage saving tips! you can significantly reduce the

The Espresso Portfolio

The Espresso Portfolio When you haven’t got much capital of your own, the road to financial security can seem long, hard and complex. But the truth is that wealth building

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