This week on Ausbiz, Anthony Landahl, Managing Director of Equilibria Finance, discusses the forces reshaping Australia’s housing market following the Reserve Bank’s decision to leave the cash rate unchanged at 4.35%.

Anthony explores the impact of the Federal Government’s housing tax reforms, including changes to negative gearing and capital gains tax, and explains why the bigger story may be the effect these policies have on investor behaviour, lending activity and the flow of credit throughout the housing market.

The discussion covers:

• What the latest RBA decision means for borrowers and investors
• Why credit flows remain the lifeblood of the housing market
• The impact of tax changes on investor demand and housing supply
• Why productivity is becoming one of Australia’s biggest economic challenges
• State-by-state property market performance across NSW, Victoria, Queensland, WA and South Australia
• Why property prices are cooling while rental pressures remain elevated
•  The outlook for investors, homeowners and renters over the next 12 months

Anthony also examines the growing divide between property values and rental markets, highlighting the challenges policymakers face in balancing affordability, housing supply and rental availability.

If you’re a homeowner, investor, first-home buyer or simply interested in where Australia’s property market heads next, this is a discussion you won’t want to miss.

Key Takeaway: “The housing market is cooling, but the rental market isn’t. That’s the balancing act Australia still hasn’t solved.”

Click here to watch