When would I refinance my mortgage?

When would I refinance My Mortgage? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, the average

mortgage

Smart tips for paying off your home loan sooner

Smart tips for paying off your home loan sooner Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than

Family Pledge

In Focus | Family guarantee lending

Family guarantee lending explained A number of lenders allow members of the family to assist new buyers through a family pledge or family guarantee loan. The family pledge allows parents

First Home Buyer

First Home Super Saver Scheme – update

The First Home Super Saver Scheme  1st July 2018 is the milestone date that enables individuals to apply to withdraw voluntary contributions – made to super after 1 July 2017

Family Planning and Baby

Applying for a home loan with a baby on the way

Family planning: Applying for a home loan with a baby on the way A new baby completely changes your life, and can impact you securing that new home, here we

building boom

Overcapitalising: What it is and how to avoid it

Overcapitalising: What it is and how to avoid it As a home owner or property investor, you may have heard the term overcapitalising. While adding a new deck or kitchen

Helping your children buy property

Helping your children buy property The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand in helping

Redraw Features

In focus: Redraw as a loan feature

How redraw works and why it’s a handy loan feature While redraw is one of the less glamorous home loan features, it can be as effective as an offset account.

Making debt work

Strategies to help make debt work! Central to most financial plans is the appropriate structuring of credit where tailoring a client’s loan portfolio can assist with cash flow management, in

Understanding your borrowing power

Understanding your borrowing power and how much you can afford when buying a home. Owning property in Australia is a dream for many young professionals and families, and understanding your

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