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Deloite Access Economics

Your broker behind you

Listen to what The Block stars Kyal and Kara have to say about their experience with Mortgage Brokers in the ‘your broker behind you‘ radio…

First Home Buyer

First Home Super Saver Scheme – update

The First Home Super Saver Scheme  1st July 2018 is the milestone date that enables individuals to apply to withdraw voluntary contributions – made to…

Family Planning and Baby

Applying for a home loan with a baby on the way

Family planning: Applying for a home loan with a baby on the way A new baby completely changes your life, and can impact you securing…

housing market

Mortgage Broking Through a Different Lens

With the backdrop of The Royal Commission into the Banking, Superannuation and Financial Services Industry the Mortgage & Finance Association of Australia (MFAA) conducted an…

Mortgage broker/adviser links vital post-RC

On the 7th June ‘The Independent Financial Adviser’ asked Equilibria Finance to comment on the importance of client and business partner relationships on the back…

Property Investor – End of Financial Year – Preparation and tips

Property Investor – EOFY preparation and tips With the end of financial year fast approaching we have provided some tips and considerations on property investor…

In Focus | Sticking With It

Sticking With It It’s often said that the secret of success in any endeavour is “stickability”, your capacity for staying committed to a goal. But…

Rate rises

BUDGET 2018 – Highlights and impacts

BUDGET 2018 On 8th May 2018 Treasurer, Scott Morrison handed down his 3rd Budget. With business conditions – with some suggesting the economy running as…

In focus | Connecting the dots

Connecting the dots Human beings love stories. But this innate tendency can lead us to imagine connections between events where none really exist. For financial…

banks calculating business risk

How your bank calculates a business risk

How your bank calculates a business risk When bank consider funding a small business – whether a commercial loan, line of credit, overdraft or leasing…

building boom

Overcapitalising: What it is and how to avoid it

Overcapitalising: What it is and how to avoid it As a home owner or property investor, you may have heard the term overcapitalising. While adding…

Considerations when buying a second property

What to consider when buying a second property Buying your own home remains the great Australian dream – and buying a second property may help…

Helping your children buy property

Helping your children buy property The real estate market can be tough for young adults, but as a parent you may be able to lend…

Redraw Features

In focus: Redraw as a loan feature

How redraw works and why it’s a handy loan feature While redraw is one of the less glamorous home loan features, it can be as…

Making debt work

Strategies to help make debt work! Central to most financial plans is the appropriate structuring of credit where tailoring a client’s loan portfolio can assist…

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