Borrowing Capacity

Understanding your borrowing capacity

The amount you can borrow versus what you should borrow Understanding your borrowing capacity is a key element in taking out a loan. And the amount you can borrow and

Understanding construction loans

Understanding how a construction loan works What makes construction lending different? The difference between a construction loan and a standard home loan is that instead of a lump sum payment

Property Investor

Common mistakes property investors make

The Australian property investor The Australian property investor remains a popular player in our property market. However building wealth through property investment can be a lot of work – particularly

SME finance

Business finance – ABS statistics reveal common reasons

Business Finance Small business accounts for 97 per cent of our business community and while the needs of every business is unique, broadly speaking business finance requirements will be determined

Investor

Investment Insights | No Free Lunches

It’s the nature of investment that people will pay a premium for the promise of a “certain” outcome. But research shows these supposed guarantees often come with hidden costs and

The First Home Super Saver Scheme

First Home Buyer Case Study

How we helped James and Lisa into their first home Buying a home may well be the most expensive and important purchase some people ever make – and for a

Debt

Using debt effectively

Using debt effectively The foundation of using debt effectively is understanding the difference between inefficient debt and efficient debt. From that basis, assuming these are used in conjunction with a

small business

Small Business Finance – What are your options?

A simple guide to small business finance Recent research by Australia’s leading small business magazine My Business has identified that the biggest pain points for Australia’s SME’s are attracting new

First Home Buyer – Impact of stamp duty concessions

Buying a first home isn’t an easy endeavour and brings with it many challenges. Saving a deposit is the main impediment, followed by stamp duty costs and in more recent

Finance ready

Refinance case study

Refinance case study How we saved a client $12,000/annum in interest repayments and raised the deposit for an investment property. To refinance simply means replacing your existing loan – be

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