In focus | Connecting the dots

Connecting the dots Human beings love stories. But this innate tendency can lead us to imagine connections between events where none really exist. For financial journalists, this is a virtual

banks calculating business risk

How your bank calculates a business risk

How your bank calculates a business risk When bank consider funding a small business – whether a commercial loan, line of credit, overdraft or leasing agreement they’re calculating the business

building boom

Overcapitalising: What it is and how to avoid it

Overcapitalising: What it is and how to avoid it As a home owner or property investor, you may have heard the term overcapitalising. While adding a new deck or kitchen

Considerations when buying a second property

What to consider when buying a second property Buying your own home remains the great Australian dream – and buying a second property may help you take your wealth further.

Helping your children buy property

Helping your children buy property The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand in helping

Redraw Features

In focus: Redraw as a loan feature

How redraw works and why it’s a handy loan feature While redraw is one of the less glamorous home loan features, it can be as effective as an offset account.

Making debt work

Strategies to help make debt work! Central to most financial plans is the appropriate structuring of credit where tailoring a client’s loan portfolio can assist with cash flow management, in

housing market

Volatility: Seven Simple Lessons

Market Volatility Renewed market volatility in markets has awoken the media from its summertime slumber. News directors drag out dated file footage of frantic traders and summon talking head experts

Depreciation schedule

Property investing – why you need a depreciation schedule

Property Investment – What is a depreciation schedule and why do I need one? In this article we explain what a depreciation schedule is, why you need one if you

Understanding your borrowing power

Understanding your borrowing power and how much you can afford when buying a home. Owning property in Australia is a dream for many young professionals and families, and understanding your

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