Category: Owner occupiers
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Home loans 101 – Facts and features
Home loans 101 There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This
First Home Buyer – key considerations
First home buyer tips Buying your first home is one of the biggest financial decisions people make in their lifetime – here are some practical ‘first home buyer tips’ if
First Home Buyers – Settlement Checklist
Your property settlement checklist From a first home buyers point of view, settlement is the day that they get the keys to the property – however, in reality, property settlement
Understanding your borrowing capacity
The amount you can borrow versus what you should borrow Understanding your borrowing capacity is a key element in taking out a loan. And the amount you can borrow and
Understanding construction loans
Understanding how a construction loan works What makes construction lending different? The difference between a construction loan and a standard home loan is that instead of a lump sum payment
Using debt effectively
Using debt effectively The foundation of using debt effectively is understanding the difference between inefficient debt and efficient debt. From that basis, assuming these are used in conjunction with a
First Home Buyer – Impact of stamp duty concessions
Buying a first home isn’t an easy endeavour and brings with it many challenges. Saving a deposit is the main impediment, followed by stamp duty costs and in more recent
NSW State Government announces housing affordability package
The NSW government has announced a series of housing affordability initiatives designed to assist first home buyers enter the market including stamp duty relief and taxing foreign investors. The measures
