points of view

CATEGORIES: SEARCH OUR BLOG:
Rate rises

BUDGET 2018 – Highlights and impacts

BUDGET 2018 On 8th May 2018 Treasurer, Scott Morrison handed down his 3rd Budget. With business conditions – with some suggesting the economy running as…

In focus | Connecting the dots

Connecting the dots Human beings love stories. But this innate tendency can lead us to imagine connections between events where none really exist. For financial…

banks calculating business risk

How your bank calculates a business risk

How your bank calculates a business risk When bank consider funding a small business – whether a commercial loan, line of credit, overdraft or leasing…

building boom

Overcapitalising: What it is and how to avoid it

Overcapitalising: What it is and how to avoid it As a home owner or property investor, you may have heard the term overcapitalising. While adding…

Considerations when buying a second property

What to consider when buying a second property Buying your own home remains the great Australian dream – and buying a second property may help…

Helping your children buy property

Helping your children buy property The real estate market can be tough for young adults, but as a parent you may be able to lend…

Redraw Features

In focus: Redraw as a loan feature

How redraw works and why it’s a handy loan feature While redraw is one of the less glamorous home loan features, it can be as…

Making debt work

Strategies to help make debt work! Central to most financial plans is the appropriate structuring of credit where tailoring a client’s loan portfolio can assist…

housing market

Volatility: Seven Simple Lessons

Market Volatility Renewed market volatility in markets has awoken the media from its summertime slumber. News directors drag out dated file footage of frantic traders…

Depreciation schedule

Property investing – why you need a depreciation schedule

Property Investment – What is a depreciation schedule and why do I need one? In this article we explain what a depreciation schedule is, why…

Understanding your borrowing power

Understanding your borrowing power and how much you can afford when buying a home. Owning property in Australia is a dream for many young professionals…

Building renovations

Borrowing for renovations: key considerations

Borrowing money for renovations: What you need to consider You’ve been dreaming of your renovations, whether it be a second storey, that new kitchen and…

Money saving tips to help land that home loan

Money saving tips to help land that home loan Looking to enter the property market and worried about how you’re going to secure your first…

Having a Game Plan

Having a Game Plan An advisor once said he did not so much have people with investment problems as he had investments with people problems.…

Surfing at the beach

Can a holiday home make a good investment?

 Can a holiday home make a good investment? We all dream of owning our own holiday home and enjoying endless sunny days by the sea.…

Our Awards